Period of fixed deposit	Rate of interest (compounded annually)	Loack In Period
12 months (1 year)	8.50%	8 months, Withdrawal before 8 months ROI 3% less
24 months (2 year)	9.00%	18 months, Withdrawal before 18 months ROI 3% less
36 months (3 year)	9.50%	24 months, Withdrawal before 24 months ROI 4% less
60 months (5 year)	10.00%	48 months, Withdrawal before 48 months ROI 4% less

• Minimum FD amount Rs. 2500/- or in multiple of Rs. 2500/-.
• Premature withdrawal is permissible as per locking period and in such an event rate of interest will be updated as per above.
• Loan against FD is available upto 75% to 85% of the principle value only after 6 months. The rate of interest for such loan would be 3% over effective FD rate and interest shall be payable on a monthly basis in such case of loan. Subject to society rules from time to time.

• a) All above schemes are subject to rules and regulation of the Society.
• b) The schemes are also subject to detail terms and condition for each scheme as may be determined by the management of the society.
• c) Management may vary terms and conditions at their discretion and same will be communicated to respective scheme participants from time to time.
• d) Processing fee and Documentation charges will be separate as fixed by the society from time to time.
• e) Subject to Ahmedabad Jurisdiction only.
• *Contact us for the more details.